At Aphrodite Reinsurance Broker (ARB), we navigate the vast ocean of reinsurance solutions, helping insurance companies across the globe manage risk and optimize their capital efficiently. Whether you require protection for towering skyscrapers, bustling ports, or complex medical portfolios, our expertise encompasses a wide range of reinsurance lines:
Treaty Reinsurance:
In treaty reinsurance, the reinsurer agrees to share a set proportion of all losses and premiums associated with a specific class of business written by the ceding company. This is the most common type of proportional reinsurance
A surplus treaty is a type of proportional reinsurance that covers losses above a certain amount, known as the ceding commission. This type of reinsurance is often used by cedents to manage their exposure to large losses.
In a quota share treaty, the reinsurer and the ceding company share the premiums and losses for a specific class of business in a predetermined proportion. This type of reinsurance is often used by cedents to spread their risk across multiple reinsurers.
In XoL reinsurance, the reinsurer only pays losses that exceed a certain amount, known as the attachment point. This type of reinsurance is often used by cedents to protect themselves from catastrophic losses.
Stop-loss reinsurance is similar to XoL reinsurance, but it covers losses up to a certain limit, known as the stop-loss limit. This type of reinsurance is often used by cedents to protect themselves from a series of smaller losses that could erode their profits.
Catastrophe reinsurance is designed to protect cedents from the financial impact of major catastrophes, such as hurricanes, earthquakes, and terrorist attacks. This type of reinsurance typically has a high attachment point and a low limit.
Facultative reinsurance is a type of reinsurance that is purchased on a case-by-case basis for specific risks. This type of reinsurance is often used for large or unusual risks that the ceding company does not want to retain on its own books.
Credit reinsurance protects cedents from losses on accounts receivable. This type of reinsurance is often used by businesses that sell goods or services on credit.
Terrorism reinsurance protects cedents from losses caused by terrorist attacks. This type of reinsurance is becoming increasingly important in the wake of recent terrorist events.
Why Aviation Insurance is arb's Spearhead
At arb, aviation insurance isn't just a product, it's our passion. We take pride in being the industry leader, offering unparalleled expertise and a commitment to excellence that sets us apart from the competition. Here's what makes us your trusted partner in the skies:
Unmatched Experience: With more than 30 years of dedicated service to the aviation industry (arb's parent company Aphrodite Management Holding), we boast a team of seasoned professionals who understand the unique risks and challenges you face. Our deep knowledge allows us to tailor solutions that meet your specific needs, not just offer generic policies.
Comprehensive Coverage: Our spearhead focus on aviation allows us to offer the most comprehensive coverage available. From complex aircraft policies to tailored liability coverages and niche solutions for drones and aerial operations, we ensure you're protected wherever the winds take you.
Global Reach: Whether you operate domestically or across international borders, we have the resources and partnerships to provide seamless coverage wherever you fly. Our global network guarantees you peace of mind, knowing you're protected no matter where your journey takes you.
Dedicated Claims Support: When the unexpected happens, you need a responsive and experienced claims team by your side. We prioritize fast and efficient claim resolution, minimizing downtime and ensuring you get back in the air as quickly as possible.
Risk Management Expertise: We're not just insurance providers, we're your risk management partners. We offer proactive risk management services, including safety training, on-site inspections, and loss prevention strategies, to help you minimize risks and optimize your operations.
Unwavering Commitment to You: Our commitment to our clients goes beyond just policies and premiums. We build lasting relationships based on trust, transparency, and open communication. You're not just another number to us, you're a valued partner, and we're here to support you every step of the way.